If the creditors are torturing you, you should file for bankruptcy. As soon as you file the case, the automatic stay immediately comes into effect. This prevents the creditors from contacting you. Chapter 13 bankruptcy gives a second opportunity.
If the creditors are torturing you, you should file for bankruptcy. As soon as you file the case, the automatic stay immediately comes into effect. This prevents the creditors from contacting you. Chapter 13 bankruptcy gives a second opportunity.
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